Direct Flame Damage: Visible scorching, charring, and melting caused by direct exposure to flames.
Smoke Damage: Deposit of soot and particulate matter that discolors surfaces, obscures visibility, and imparts an acrid odor.
Heat Damage: Warping, blistering, and discoloration resulting from prolonged exposure to elevated temperatures, even in the absence of flames.
Water Damage: Secondary damage caused by firefighting efforts or broken pipes, leading to the intrusion of water and potential mold growth.
Structural Damage: Weakening of building materials due to fire, heat, or water, compromising load-bearing capacity and overall structural integrity.
Minor: Damage is primarily superficial, affecting only finishes and fixtures, repairable with relatively minimal effort.
Moderate: Damage is more extensive, involving structural elements and requiring significant repairs or replacements.
Major: Damage is severe, leading to significant structural compromise and extensive rebuilding or reconstruction.